Economic Development : |
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Women Empowerment |
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Women are being
exploited if the family as well as in society. However, they are the one who does
most of the work in the family and in the field. And the general they worked more
than their male counterpart (there may be some exceptional cases). Their efforts
and contribution have never been recognized. There work considered as sex symbol
child producer. For several socio-economic reasons, there is more number of girl’s
dropouts than the boys. There are every possibility of mishaps and victimization
in many ways since they are not matured, un-educated, economically in wretched condition,
it become easy to lure them. As a result they have to pay a heavy penalty of unwanted
pregnancy that brings the hazards in present and even in future life. These are
some examples.
Considering
the above-mentioned facts, KDDS believes that only women empowerment is the only
measures towards same. KDDS extends some protection and social security so that
they may exercise rights and avail themselves of all the opportunities and facilities
meant to them. Through our survey by the experienced staff, we have identified such
people who are at the vulnerable situation. They have been apprised of the susceptibility
of their position through awareness camps, large group discussion and seminars with
a motto of women empowerment.
Microfinance an inductive tool of poverty reduction has
leads to the empowerment of women relieving them from debt and financial burden.
Women in poverty and unsecured household need completely a different set of microfinance
mechanism that would substantiate their standard of living. Microfinance services
lead to women’s empowerment by positively influencing women’s decision-making power
and enhancing their overall socio-economic status. With this macro scenario, Microfinance
Institution (MFI), a cooperative movement attempts to eradicate poverty and thereby
confer financial and social empowerment of women. An attempt is to explore the reasons
why MFIs concentrate on economically poor especially women. This paper reveals that
this emerging movement has resulted in women’s increased participation in decision
making, gaining self confidence, overcoming gender discriminations and increased
political power and rights.
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S.G.H. Movement |
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Almost two-thirds of India's population does not have access to formal financial
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services. The women's self help movement emerged as an important strategy for achieving
financial inclusion, contributing to inclusive growth, and generating social capital
in order to address larger issues like poverty eradication and women empowerment.
SHGs are proving to be the most effective instruments for financial inclusion. The
experiments started some thirty years ago with NGOs piloting SHG promotion, which
has evolved into a national movement--with the proactive role of the state governments-gaining |
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recognition from all the major stakeholders. SHGs are also helping
to optimize the utilization of the India's vast formal financial institutional structure
of about 160,000 institutions in the rural areas through linkages with banks and
acting as business correspondents for the banks.
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S.G.H. Micro credit Program |
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For those who are promoting micro-credit through women’s SHGs, the basic assumption is that lack of
financial resources to generate livelihoods and income
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creates a vicious circle of low incomes, lack of livelihoods and low resources.
If ‘cheap’ and easily accessible
credit is provided, poverty will be reduced. The poor, particularly women, become
actively engaged in the alleviation of their own poverty if they are organized
into collectives and assisted to save regularly. Attention has been focused
on market-based solutions to alleviate poverty as against
state-based solutions (food-for-work, implementation of minimum
wages, and increase in employment
opportunities). The assumption is that the poor can be assisted to become entrepreneurs
and that this is the route to poverty alleviation. |
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Micro-credit is a means of enabling the poor to help them to expand entitlements and share responsibilities.
The very process of group formation is
empowering since a critical mass is formed which can
be harnessed to pull
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households out of the poverty trap. Micro-credit is
therefore seen as a poverty reducing
institution, which
‘pays for itself’ and is supposed to benefit both the
financial institution
and the client. Another basic assumption is that the poor
rarely have physical collateral and therefore group
activity replaces the need of
physical collateral
to social collateral. Women also return borrowed money on
time. Other side
benefits often cited are that micro-credit empowers women
since it gives them more economic independence and
expands their economic
choices; and micro-credit given to women benefits the
whole family.
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Sl No
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Branch Location
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Address
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Contact Details
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1.
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Kakdwip
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Rathtala, Kakdwip
24 pargana (S) Pin-
743347 WB India
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Duranta Pramanik (BM)
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2.
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Ukilerhat
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Ukilerhat,(School
Road) Rjnagar, kakdwip, 24 pargana (S)
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Barun Maity (BM)
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3.
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Sutahata
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Giri Market, Sutahata,
Haldia,
Purba Medinipur, Pin 721635
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Sudip Panda (BM)
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CORPORATE OFFICE :
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REGESTERED OFFICE :
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Dishan, Sutahata, Haldia, Purba Medinipur,
Pin- 721635, (WB, India)
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Vill. + P.O. - Bhubannagar, P.S.- Kakdwip, Dist.- 24 Pgs(S),
Pin- 743347, (WB, India)
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Contact :
+91 8016021566, +91 9230528548
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Email :
dishan_ngo@yahoo.in , dishanngo@gmail.com , mfidishan@gmail.com
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